Top Auto Insurance

Suffers in the Rhodes vehicle follows: Repairing a vehicle adjustment experience(1)

change0066 — Mon, 02 Nov 2009 17:28:40 +0000

July’s, 2008 one day of morning, Rhodes passed through a late on heavy snow, everywhere accumulated the thick white snow.
Because is early in the morning, in addition the heavy snow however in did not stop underground, although on some main
roads has scattered the salt, on road snow still however many.

In the morning after getting out of bed, looks at outside the window the silver white world, once still resolute
whether goes to work. Finally is thinking early a spot goes out, on the road opens the slow spot should not to have the
question. Therefore compared to usually shifted to an earlier time the quarter to drive to go out, was opening all the
way cautiously, the curve, getting on the brakes and start, controlled but actually not to have what major problem, but
getting on the brakes lead must enlarge points, the steering wheel transferred not to be OK too quickly.

However, the accident occurred. When I arrive at a section of downhill, saw front the street intersection is a red
candle, therefore loses headway on getting on the brakes, the vehicle just stopped decides, listens to bang one, the
following vehicle has run upon my vehicle, at that time really frightened is not small.

Braves the heavy snow to get out to observe, my vehicle’s reserve box lid is hit to distort, the rear bumper is
dislodged the fissure, one side was drooping a little downward. The opposite party is a girl, possibly drives anything
not to experience. Before her vehicle, the bar also distorted. The however two vehicles both do not affect to continue
start, everybody discussed that thought does not use the warning, penetrates both sides’ insurance company to handle the
damage control directly.

Presents the road service accident after Rhodes, to the minor incident, both sides may report to the police may also
not report to the police, by saving police resources and fast handling accident scene. We stipulated in the place: After
having the traffic accident, if the estimate loss surpasses over 1000 US dollars perhaps has the personnels to be
injured, needs to report to the police immediately. Otherwise may consult voluntarily or penetrates both sides’ insurance
company solve. Regarding some minor incidents, the responsible party is often willing to settle voluntarily, through the
insurance company, such words next year’s insurance premium will not come under the influence. After I and opposite party
discussed that she hopes that solved through the bilateral insurance company, I think that the accident should be she
takes full responsibility, which kind of method solution may accept to me.

Therefore, I used the handset to make several scene’s pictures, demanded her driving license, copied the driving license
number and automobile car license number, has left the telephone number mutually. Finally is stopping to side nearby a
vehicle, requested that the driver as my eyewitness, after obtaining the agreement, copies the contact method. This is
very important to the non-warning processing accident, in the future when accident processing, if both sides have the
dispute, testimony of the eyewitness was the crucial reference.

Because first time encounters this kind of situation, oneself also were very at that time flurried, did not know that
should make anything, but many collects the scene information depending on the imagination as far as possible. In fact,
but should also collect the opposite party vehicles material (including: License number, factory, year, vehicle type,
color and so on) and opposite party insurance company situation (including: Chit number, date due and so on). Usually
these things everywhere have provide, has not paid attention, to emergency must use grasps blindly.

Two. Adjustment declaration:

Suffers in the Rhodes vehicle follows: Repairing a vehicle adjustment experience(2)

change0066 — Mon, 02 Nov 2009 17:28:00 +0000

Since we decided that penetrates the bilateral insurance company to solve the accident voluntarily, then on to the
insurance company reported voluntarily with looks for the repair shop to repair a vehicle voluntarily. Therefore is gives
my automobile insurance company to telephone to report the accident condition.

The insurance company operators also calculate very human nature, calls me not to use hurriedly, passes through the
accident detailed describes minutely as far as possible states to her, including my car license and chit number and my
Jia Zheng, accident spot and time and opposite party car license and chit number and eyewitness’s telephone and so on.
Also asked whether the vehicle still however may open and whether there is the personnels be injured and so on. Then gave
me one to accept the number, has decided several days of later validating the car time, told me not to want the car wash
and so on. This reported finished, before validating the car these days, my vehicle still however may start off the use.

To validating the car that day, I the leaving home recent adjustment center which drove to assign (Claim Center),
some special adjustment personnels have received me, was a woman, was very polite, after saying several, starts to
photograph to validate the car and to repair the expense appraisal. In this period I told her truthfully, on the vehicle
bumper had an old wound, was before when some back-draft friend “masterpiece”, but was not very serious, has not gone
to repair.

Pats, has given me an appraisal bill, told me to be possible to look for any to have the intelligence repair shop
depending on this only to repair a vehicle, they settled accounts with the repairing a vehicle factory.

Here automobile insurance will have taking care of oneself part (Deduction) when the adjustment, little more than
$200 $500 different, in you buy the insurnance may optional, certainly elects $200, the insurance premium will be higher.
Once therefore your vehicle had the accident, if you have the responsibility, must pay this taking care of oneself part.
Also for instance, your vehicle glass has been pounded by the human, or the vehicle is bumped in the parking lot by the
human has run could not find the person concerned, you must pay this taking care of oneself part. Because this time
follows the accident is opposite party takes full responsibility, I am informed not to need to pay this taking care of
oneself part, the estimate am the opposite party pay.

Three. Repairing a vehicle three waves to a single stroke:

Before repairing a vehicle, I to online looked up some materials, obtained some useful news to have some small
problems in http://insurance-auto.cz.cc website.

Then nearby looks for the repair shop which the family automobile insurance company has authenticated, hands over
to appraise the list, those who stem from me to anticipate, the repair shop boss said that I must pay he $150 US dollars
expenses. I very much did not understand that asking was any expense, the boss said was the rear bumper painting expense.
Originally when automobile insurance company appraises is only responsible for the reserve box lid’s repair expense and
is responsible for replace a new rear bumper, not including rear bumper painting expense. The new bumper is the black
color, after exchanging, must press automobile body’s color to spray paint will again be consistent with the body color.
Oh, is really troublesome!

Certainly I thought that cannot understand, the estimate is the automobile insurance company thinks on my bumper
has the old wound reason. Therefore contacts with the automobile insurance company again, makes the time in advance,
several days later, the same adjustment received me, I had formerly estimated well, because on the bumper had the old
wound, therefore was not responsible for the painting expense, and said plausibly she outside the law has shown mercy to
me has traded a new bumper, has the old wound words reasonably, the automobile insurance company may not be responsible
for bumper’s repair expense. I am not certainly convinced, told her, although on my rear bumper had the old wound, but
this old wound has not had seriously to needs to replace the new bumper, did not affect continuation of vehicle to use
normally, if did not have this accident, I absolutely was not unnecessary to repair a vehicle to trade the bumper, did
not need to spray paint. Why I must bear this painting expense, this point am unfair. However negotiates fruitless, along
a prescribed path said to such foreigner was equal to had not said. But I have to propose that must throws to his manager
or the manager sues, the result manager, does not have in advance to make week of later time unfortunately that day.

A week later, the manager has received me, but also calculated that is quite polite. Certainly the manager also
repeatedly stressed the similar reason, and said that this has the stipulation. I also emphasized my reason, does not
have the accident not to need to replace the bumper. Back and forth several from now on, the manager proposed that may
leave 75% spurting paint expense to me, I want to improve also receive, do not hold too firmly.

After arriving at the repair shop again, leaves behind my vehicle, the boss provides one to open with the vehicle
to me temporarily. Three days later brings back vehicle which has fixed. This completely tube repaired a vehicle has only
used for three days, but back and forth negotiated in the Rhodes island all things all full rhythm place actually spends
half a month.

Four. Conclusion:

This experience is very interesting, cannot lower one’s guard to the automobile body small wound, has the payment
which the possibility causes should obtain to earn unable to obtain

How should the stricken vehicles handle the adjustment?

change0066 — Mon, 02 Nov 2009 17:25:31 +0000

First, car insurance adjustment basic flow 1, show insurance policy card; 2nd, show travel card; 3rd, show driver license; 4th, shows the insured person ID card; 5th, show insurance policy; 6th, fills to write the escaping from danger newspaper document table; 7th, fills to write escaping from danger process in detail; 8th, fills to write the newspaper document person and pilot and telephone in detail; 9th, exam looks up the vehicles outward appearance, the photograph damages surely; 10th, adjustment leads the vehicle owner to enter the good vehicles outward appearance exam to look up; 11th, root fills in the newspaper document content photograph nucleus which writes to damage according to the vehicle owner; 12th, on adjustment reminder vehicle owner vehicles whether there is valuable goods; 13th, pays the maintenance station to repair; 14th, adjustment draws up Ren Wu to entrust the list determination maintenance items and maintenance time; 15th, vehicle owner signs the approval; 16th, vehicle owner hands over the vehicles in the maintenance station services.

The above is the vehicle owner and insurance company adjustment must do. The vehicle owners must pay attention complete initial work, when avoids afterward the adjustment troubles passively.

Second, car insurance adjustment basic common knowledge 1. newspaper document way: The telephone newspaper document, the online newspaper document and report the document to the insurance company convey the newspaper document by and adjustment.
2. therefore after the insurance matter sends lives, should in 24 hours in inform the traffic police, informs the insurance company in 48 hours.

3. adjustment cycle: Therefore the insured person processed to settle a lawsuit from the insurance vehicles repair or the matter the date, in 3 months did not propose the adjustment to apply to the insurance company, from the insurance company informed the insured person to receive the indemnity which date of the insurance proceeds in 1 year did not receive to earn, namely regarded for from moving gives up the rights. Therefore when the vehicles send live hit the wall, stair, the cement column and tree and so on did not involve the matter which compensates to his person, may to the traffic police and other department newspaper documents, prompt not report the document to the insurance company directly.

The young driver purchases the car insurance guide

change0066 — Mon, 02 Nov 2009 17:25:02 +0000

The best driver will have the possibility to send the fresh traffic accident. Now high medical expense, Japan benefits the expensive motor repair expense and litigation expense, even if looked that will therefore resemble the slight matter also possibly to cause the significant financial problem. The insurance is not one kind elects to select, is the absolutely necessary.

Which car insurance should buy?

Bodily injury insurance – main insurance causes the opposite party personal injuries the medical expense.

Property damage insurance – main insurance traffic accident causes the opposite party vehicles losses.

Medical service safe – pays for the medical expense which for the insurer and family member causes because of the traffic accident.

Bumps to hit danger – payment harm insured danger vehicles at another vehicle or the other things which therefore the matter involves.

Comprehensive nature safe -, no matter automobile because of Ren Heyuan because of causing the losses, all may obtain the compensation.

How to reduce buys the car insurance cost?

1st, the safe driving, travel record is good. Participates in the transportation travel regularly officer.
2nd, when auto purchase can elect to select economical practical as far as possible, because of being very high for the common precious vehicles’ insurance premium.
3rd, if is also at on study young driver, the academic record is good or is on average higher.

Adjustment notice – lucky US comes the case analysis

change0066 — Mon, 02 Nov 2009 17:24:29 +0000

When evening, LP drives to turn right runs upon a motorcycle. Distinction warning and newspaper danger.

Branch of insurance: Che Sun, EPI does not compensate, hands over the strong danger.

The principle accompanies the process, through online has forwarded the strong danger is accompanies to pay without the responsibility, no matter and who hits you, you hit others, you must accompany 400 Yuan to others, if the opposite party is the unlicensed non-card vehicles has not bought to hand over the strong danger, then your 400 were owes. Che Sun and junction are strong, needs the traffic police and insurance company decides as the entire responsibility to you, the entire responsibility principle accompanies is 100%, the main responsibility principle accompanies 70%, the inferior responsibility accompanies 20%. Because I have bought Che Sun and EPI do not accompany. Finally is replaced by the 4S shop damages surely, the front has the little damage, the 4S shop damages the department to relate with the insurance company surely, the bumper, the head lamp headlamp, the net as well as a colliding and damaging fog lamp has all traded, in addition the man-power and paint, altogether are 3400 Yuan, deducts 400 hands over accompanies to pay, insures male manages accompanies 3000. Reminded the lucky US incoming vehicle friend here, because the head lamp headlamp had plastic buckle fixed with the frame, generally the front suffered injury, buckled to pull the plastic, if were not the 4S shop explained that estimated in the general repair store. Will only help you to buckle the plastic an agglutination. Therefore I felt that new car’s words are good because of the 4S shop repair. Next, hands over the strong danger regarding another side, dies remnant accompanies to pay high is 50,000 (needs traffic police’s settling a lawsuit book as well as medical examiner proves), the medical expenses payment ceiling 8000 (attention must be in health insurance drugs, and pays hospitalized detailed list), the property damage ceiling 2000 (for instance the opposite party motorcycle, needs insurance company to damage Shan Weiju surely). Is hands over strong danger to have later period cost of treatment one item, (caps traffic police responsibility recognizing by the informal receipt for the standard chapter), this, the insurance company is not 0% payment.

I believe that if drives to be steady, handed over the strong danger + the vehicle to damage + EPI not to compensate enough, if drove fiercely, and borrowed the vehicle to buy the third responsibility danger for others frequently, stable.

Car insurance Tibet “trick” is careful six big traps

change0066 — Mon, 02 Nov 2009 17:23:41 +0000

Car insurance tariff marketability by coming, various family property danger company, for the struggle seizes the customer , to promote the personalized car insurance one after another, some picked with “specially” method, caused should “insurance” the car insurance market trap were many. The reporter has collected by the next six big traps, to do caution.

Trap one: The chit confuses falsehood with the truth. Some “false proxy” use chit and receipt at first glance, with regular insurance company not different. Therefore, when attaining the insurance policy card must check earnestly, has a look at Shan Zheng the trigeminy whether has used the white non-carbon carbon paper print, and stamps the shallow brown forgery-proof shading, whether its top left-hand corner is printed with “China Insurance Regulatory Commission supervised manufacture” inscription, whether the top right-hand corner is printed with “limits in ×× the province (city and autonomous region) sale” inscription. If does not have, should refuse to sign.

Trap two: Misleads the vehicle owner to take out insurance. Passenger danger, glass risk of breakage and vehicles damage insurance critical time vehicle owner vital interest, the vehicle owner is willing to purchase, but new car’s self-ignition danger and private car’s cargo danger and transport business stopping trips damage insurance may not buy. But some car insurance agents either did not explain to the vehicle owner clearly, either misled the vehicle owner to enter Bulgaria, enabled not to have the insurance which the vehicle owner of experience bought should not buy or may not buy.

Trap three: One damage to repair a vehicle surely. On some surfaces is insurance company’s car insurance decides damaging, secretly is actually boss in the automobile repair shop, oneself damage itself to repair surely, this is in the present market decides the damaging road of becoming wealthy. It is known that the safe department responsible for the work clearly stipulated that does not allow compulsory to assign the accident vehicles maintenance point.

Trap four: Acts personnels “to buckle list”. When insurance must choose the national authorization the insurance company subsidiary body insurance, but cannot look for one to insure the agency insurance casually. Some insurance agents or “false proxy” after to the chit, do not give the insurance company directly, but is “waiting for the opportunity to act”. If the vehicle owner does not escape from danger, insurance premium oneself deducted. If the vehicle owner left the danger, light dangerous take out money the payment to settle; The big danger does everything possible to deceive the company, even walks away.

Trap five: Forcefully making a tie-in sale insurance. In the present car insurance type, “the third party liability insurance” is the vehicle owner must buy, Che Sunxian and security danger and other insurances may be for the choice the insurance, but in many automobile dealer market the liability insurance, the security danger and Che Sunxian ties up to take the average insurance sale.

Trap six: The induction exceeds the quota the insurance or the redundant insurance. Some automobile sale on commission chambers of commerce induce the vehicle owner to exceed the quota the insurance or the redundant insurance to gain the commission fees. Actually, the insurance company compensates many to escape from danger the actual situation to decide according to the automobile completely, not because will guarantee to compensate a lot a lot.

Give everybody about some adjustments small suggestions

change0066 — Mon, 02 Nov 2009 17:23:07 +0000

Task was to deal with security not knowing that already four years from 03 years completed the undergraduate course can be used for 1.5 years in this business in factories of Toyota, was actually increased to a great experience with this company will like to see society in miniature of the meeting in any event, I initially clear, clean, I leave you to deal with all the partial adjustment process is a common easy to understand if we met with the accident should be treated.
1. Car insurance to pay the card with the vehicle (popular name) small card number on the ticket, the number of vehicles and important information such as escape risk must be at least once in contact with the insurance company directly.
If selected, the security hotline, the number should provide good from the risk of place, time and chance, nature, and so basic.
2. is a digital camera or a photo essay on the headset. How about this as soon as possible to picture the scene of an accident can prove to be more effective for early treatment is the case, you can also think in terms of reducing the risk of accidents. (The photo should play Pat train cars where eight different angles: after, before, after, before, left and right, left, Qian Zuo, right, right, but the location of the photo current conflict Pat (want to avoid damaging snowshoes too bad), the damage which also shows this method: to keep abreast of a landscape full of partial close. Until this step is complete, significantly reduced the subsequent adjustment process. 3. and document Times. The accident, in addition to document management newspapers section reminds the owner of the vehicle safely is to apply immediately the vehicle is reported to insurance document security (insurance, vehicle fleeing danger in this document Newspapers 48 hours) when the car had escaped the danger would otherwise have to (buy insurnance where you can call your insurance company document on paper) until the road and the burden of insurance to save damage to secure.
4. occurred after the accident, of course the full responsibility. In addition, the contractor is able to compensate for the damage that has been destroyed, upon request, can not allow the opponent you need to walk to the traffic police arrive to start the book quick recovery Wait, may request Again, if the other party still exists, said: traffic management decision-making countermeasure for: removal of people to change the scenery and the loss of data that will be decided by the public security organ to give the air traffic control service, the incident can be tested very well, the flight of disputes takes full responsibility. At the same time, you need a license for his first car. Otherwise, the traffic police are able to detect the presence of the third, he did not intentionally, the issue of recognized or admitted that the other party all the responsibilities of the difficult situation it is difficult to adapt to your creations come to remember – – – rejected applications or to compensate for the reduced loop.
5. News. During the repair of the vehicle owner to find and save the trailer repair business immediately in the price of motor insurance, should be approved by the insurance company can give you to donate money, while the input demand. To prevent the other party to the difference in volume and price compensation insurance car is far from reducing the insurance fund, the laws of their payments. This bat is low. So all is to communicate a lot and ask many questions.
6. A little uneven and photos easily be said in advance of the document. Many car owners in general, that some thought is easy to paint, some minor clashes were not compromised in any case, love Car Art is not serious in any case, tomorrow or the next day and four days from now, could also affect the flower, was that the insurance company later, the disposable paper available solid, ultimately, this really bad idea, because the security of your newspaper received the letter will come crashing this time, as expected before 78 minor incidents should be responsible for the accident also had an effect (the General Insurance Company was 48 hours if the overtime for which the insured Ribbon original identity card must partArrives make the document paper personal insurance, employment), if you have to say after a minor incident, to report in advance of security, but can not be sure to repair the damage and the first each time until you believe if it blows colorful love for you to follow the vehicle appearance is definitely a way for damage and repair of the vehicle. This is good for you and your insurance, have no objection.

Car insurance general knowledge: The summer five kinds of accident insurance company does not pay

change0066 — Mon, 02 Nov 2009 17:22:30 +0000

The heat of summer is difficult to bear the heat of summer, rain and sun suddenly let our love for cars will be tested. After the love of the vehicle gives the assurance that they can not sleep concerns what will be liable for damages beyond insurance? After his escape from the danger, how to recover?

Young Yuan promised reduction of the base open to 78 years because the operating time was defined driving, often outside the rush, the body of the car was great, except the lead on the floor, when the technology is not yet able to block from parts of the defense.

According to the understanding of surface temperature in summer is high to avoid some of the risk of rash guards low pressure drop tire embryo, the result of the low-pressure tires easily distort fetus also some tire aging and quality issue is caused when the rash appears, also threatens the safety of consumers of professional accident.The opening movement suggested that if the summer should get a professional version of maintenance to fix a tire tube and the amount is not very high, it can be very low, and preventive maintenance.

Why not aware of the fire, the car came to a sudden fire intensity and disease bigger.Vehicle owner Lao Zhao describes when a contact from your vehicle to a journalist who witnesses said.
Huang said Jietao compensation if certain principles from the vehicle, we see that most of the risk of escapes, the very old cars, cars, oil led the waiting time for repair times are also many casualties, because the owner vehicle, the line to create arbitrarily changed. vehicle ignition from the sun, causes, not to compensate the scope of insurance of vehicles, the general rule that if the owner bought the vehicle, combustion spontaneous.

Especially in the summer, many are stagnant Sun auto, large increase in temperature causes the ignition, opened the expert, the days of summer, the anchor as far as possible, drive in the shade of trees or fresh, but not the lighter side The scent under the car, sending rubber and so combustible, explosive.

Dinner, Monday, swallows, and many old friends at the bar meeting, time to go home had a conversation with the night, rain, led with enthusiasm at the center took part in many tenders talk reason to swallow excited Amortization Center, felt weak security score chose to take the phone to break with the help of supporters.
During the summer, rain is more frequent road stands just because the water does not know the depth in very, very easy to create the engine reaches the water, and a vehicle during the journey, the flame, gives the expert in such a situation must not make the engine even if the discussion is too deep to support as much as possible the surface water car, or retirement and this will start talking.
While respecting the protection a lot, but in the process of travel of the debate, the work is inevitably always wants to do for a long time to wait for the patch along the border of the mark, but then time for the repair and insurance actually said parties body of people, can not be sued for damages scope.Sues saying that a woman can Xing hesitantly.

Soaked in the summer, after rain, and very easy to create a non-marking the start or rust flakes from the line was definitely the experts who created the Society of Automotive Surface life insurance that this kind of situation, the nature of the damage to offset the start.

In this context, professionals should be noted that at least part of the body’s emergency patch to stop the signal provided by the insurance company immediately reported. Explosion hazardous materials in the summer day, a small duty, the cause and the possibility of serious losses.Mr. Liu, as the smoke can sometimes comfortably lighter front windshield platform.Summer short day is a day of last year, Mr. Liu alit forget to carry the body of the vehicle is lighter, because after sunlight (Storage Card Forum) (image parameters) violent, caused the vehicle to increase the temperature suddenly blew the cigarette lighter, has played the role of the vehicle including the body of the car to repair the damage. Jietao Huang told reporters, because this type of damage does not warrant the level of insurance company, the owner of the vehicle, after all, even for those detonation.He you remember the summer n ‘not canceled mosquitocide under high pressure carbonic acid drink sends the aroma in the car to remove the rubber and the like, and these products ignite the high temperature frying of beef, very strong, will be able to bomb load highly flammable, explosive, whether it is safe to .

China’s peaceful as emergency tow truck to compensate for the higher principle of risk to humans Zhang Yang to indicate that the climate in summer is very hot, the physical violence used in large scale high-temperature weather caused to move easily to man in which the pilot was not, and attention to the plight facing the dangerous, or when the emergency response very slow, easy-to-the collision. It is true that if the insurance coverage from an insurance company, but drive safely to avoid the occurrence of accidents in the first place, the driver must pay attention to others, which provides a sleep enough, after a long period Drives Close must prohibit the rest of driving tired, drinking hot heat of summer, many people like beer, a driver often is happiness, psychology, thought not to drink beer in question is large, but independently of each type of alcoholic beverage can answer guide verdict on the growing influence of alcohol after the holidays leave records; electric circuit, the oil channel, air conditioning and driving etc. To preserve the summer meeting of accidents and so on, hail near the end to ensure safety, which prohibits driving at high speed, finally, the accident must be immediately notified the police road and the insurance company.

The car owner wants to be careful seven in a big way “in addition the kind of vehicle danger”

change0066 — Sun, 01 Nov 2009 17:43:37 +0000

Supporting operations, traction is the customer, often the least important aspect of Che Xianzhong, the amount secured, also known as the sum of: the concept, which is the amount you can certainly safe.Said Che Xian, the insurance is eyeball.If first enters Xianzhe Che simple flickering members of the company is growing for the sake of security, down.As buy the thing is, even if purchased the vehicle for risk takers who bought insurance in fact, is actually a kind of basic security to unnecessary pockets in vain.

The insurance does not apply to many of those can be offset many guarantees, but some representatives of the risk of vehicle sold in danger of vehicles, if the service proxy can often get rid of a large number of securities which may offset much of bait led Che Xian assurance that originally planted several such risk insurance, 200 yuan, but because of the liberal members of exaggeration, that the insured to invest 500 yuan. What is certain, many representatives deserve not aware of the proxy to pass, leaving the insured disaster with reality is exceeding the quota insurance wealth.Actually lost in the middle of the river Sue each insurance company, if any damage, all activities related to the dangerous situation of the car, the size of the current situation in all complained about damage to damage can not be guaranteed to do much to compensate for what the spokesman, who only signed an agreement that win to pass the proxy.

For some insurance company may be greater benefit in May, but the car was originally intended to sell the potential risks specific binding to the plant efficiently, and if the price of insurance society assume preferential few simple steps can vary. In vehicles such as the insurance company liability insurance risks, increased security risks and Che Sunxian and to the operators of vehicles in an average sale, and throughout history, links contractor something original sale of certain plants of Che Xianxian not buy just because it is connected with the sale, the price is relatively cheap, some owners are very easy to state that I do not know the circumstances of acquiring the business park down.Insurance ingenious trick can make money insurance company has no reason to get really angry.

The population safe insurance agent, a user can not defend much, has some good illegal after reaching the risk insured vehicle for the imprisonment of good policing by the hand, not allowing the opportunity. When Che Xian, the coupon of the security of the illegal detention, the premium to the insurer may occur by accident, the vehicle appeared to be the counterparty risk premium is certainly not in proper position, the insurance company to cover the situation quickly. Zone when this sort of situation where vehicles could not avoid the risk of the insured, the insurance bag.Once illegally smooth, but escapes the danger, the light May potentially dangerous, illegal to accept money to pay compensation governing , then take the big risk, they can do whatever they can to deceive the insurance company, if successful, may have power getaway.Therefore to move the vehicle can be very dangerous to play the role that the vehicle is insured risk best insurance is managed personally protected by the state to sort themselves be damaged.

Well, cheating some markets the vehicle, the risk of the situation which some people use money.Like need to borrow some of the ghosts name Li Li Kui, has revived the automobile market after seeing some people buy a car you can quickly to tell their release, some things smooth with the car owner, said the name of the insurance company, the owner of a company vehicle load with auto insurance, not only with the label, while also taking, but the Total revenue and taking false, if the professional is very difficult to distinguish. Once the owner of the vehicle has misled people thrown these risks did not intend to throw carelessly.Therefore with their own money, not to let the element of unlawfulness, leaning only benefit to provide, under Che Xian Insurance is able to determine when the state agent, insurance to get rid of the rash.

In recent years, a large number of vehicles insured risk, if it leads to vehicles, find insurance, provided insurance for the staff to multi-task to agree both to win customers, so responsible, even if the damage is extremely powerful and secure good.Actually is also possible that this time use.Because since the insurer may, is the workshop were related partners, the performance and the shop has a spot in surface, has promised Che Xian damage, but in reality cars hidden damage repairs yourself safe. If the owner of the vehicle must be on board the unfortunate risk with this kind of personal, actual use has already destroyed their own, should also be kept in the dark actually.Therefore, Che Xian maintain insurance to keep these places many people in the same year must certainly be prudent, can be protected from these people in search of money hidden areas of the lens.

In addition, seventh-risk type of vehicle: Failure decides to use the service.

Many have such insurance, vehicle Che Xian risk of escape after the vehicle in question to decide damages held in store 4S, vehicle owners may think in general was very relieved much.If the owner of the vehicle, such as thoughts, completely wrong . Because if the damage is certainly 4S store in large companies not to avoid the alarm of the vehicle, which certainly can not be stored, to avoid this risk flight vehicles parts.Then, may allow 4S store many non-original production in factory price advantage in the small, quality does not vouch for the vehicle is equipped vehicles.Although assembly is stable, but could not guarantee quality. Therefore, the owners of vehicles should decide to buy the unique insurance motor insurance, the damage to the site is definitely the mark 4S shop, even after they escape from danger to public 4S shop also feel relieved can use the service if there is protection guarantees part.Had original factory as a vehicle for their own quality of service to avoid disruption is not necessary.

How does the snow overhead travelling crane danger manage compensates? Che Xianli compensates the basic flow guide

change0066 — Sun, 01 Nov 2009 17:42:57 +0000

Wang Wei said the way the neck dragons do not complete a gram do not carelessly or Yin increases on a hill, rain colorful East Road, followed by Chevrolet with a tan oak after aerocists Uighur Security recently jumped … … threw for two years, a particularly snowy winter, even if the whole town really attractive, snow cover has gone wrong, the person who drives hard and the days pass actually.Snow Hua Lu, fog huge impact on the vehicle and generally rough Of course, compared to the increases.

Yesterday, a day that we met Che Xian, Nanjing purely local reports, the number reached nearly 700, were likely to give 500 money from the day the first snow is usually at least 30%, compared simultaneously, doubling the previous year . The life of wealth risk Nanjing Subsidiary Customer Service Center Director, said Chen, a journalist, because the avalanche on the same day, multiple vehicle, visibility is low, the fact that the rolling stock is growing too, because of the difficulties. After presenting the life insurance related to those responsible for avoiding the risk of the case in most vehicles today, estimated reports conflict also seems to understand peak.According, because the Police Life Insurance has introduced the principle in the special service plan for weather emergencies compensate for the beginning and has also appointed, reports like the concept and associated personnel, mail, therefore this principle is to start the service to work quietly, avoiding the risk of snow days for all consumers is possible for the first time the principle of the device used to compensate subjects.

Fortunately, the vehicle primarily.According risk of continued reports of mild to slightly uneven results in fact provide the user’s perspective the service staff to ensure that the towed vehicle accident after Above all, way too many conflicts for compensation amounting to more than one thousand yuan, is the amount that everything in life big.The wealth is not very dangerous Nanjing principle of subsidiarity as the staff to tell reporters, because the snow storm causes damage in the first place will pay the perspective is not good can be quite slippery in a film brake Che Xian escape the risk spectrum to be quite high.

The biggest event was held yesterday afternoon near the Xinzhuang Multi-Level-Crossing Bridge 5 series cars is a wealth of Nanjing called businesses at risk, the staff of the School of Journalism said that more damage was done together reach more than 6000 yuan, statistics show patchy snow two days can be achieved by the city of Xian Che avoid the risk of 1200, and compensation paid to over 2,000 yuan vehicles, payment of $ 200 ten thousand yuan together.

The entrepreneur should be noted that as the shock very little about the accident, the problem is easy to see the staff of the Authority struck the vehicle after the accident, the accident of the first 122 results for drawing documents, accident, Both parties will exchange copies of the Travel map, then comes the minor accident handling of localized damage, but has the major vehicle accidents should first report to the respective insurance company, telephone calls, reports, and police waited for staff The principle is similar to the research phase.

Everyone knows the days, thankfully, the snow is easy to throw in a trip can be even more confident that the company has so far together.No reports that life in Jiangsu subsidiary of Health said the rain early dawn corner of the insurance company and customers hoping a strong starting point is the risk deed.But certainly miss some of the best, no matter who gave timely accident reports dawn rain this delay, crosses, perhaps two days to enable reporting on summit.

Journalists, even after the onset of snow, including fractures in the basement, took ownership of the home and accident insurance available to offset the authority of the insurance company, belongs to this type of accident in the accident insurance Accident category.But something for the wounded, dragging the snow days can not get the accident insurance pays damages.The because after the accident, the responsibility for providing security to pay the accidental destruction, death is primarily a cripple, and medical costs Three fact kinds.In, people buy insurance many just compensation, the first two types. Therefore, should front of her home life you look carefully, the provision of the regulations.

If this insurance covers accidental medical responsibilities of accident, when the days of snow Huaer Mo increases the cost of insurance is the treatment of certain long-lived subsidiary of Jiangsu person to compensate workers take guests to say when things will start to put on hospital care after insurance costs, which are exempt under the deduction of wages, insurance for the effect of compensation in different ways according to different proportion.According understood that it was in the hospital, the responsibility extends to a random hospital admission, the risk situation, the principle of compensation. But remember, the security of residents at the time of insurance is in hospital, two species have only one kind of proof of illness to hospital, one species extending to the accident and transported to the hospital forward in ensuring the balanced management Male certainly clear that the insurance tax, is refusing to occur, the principle of compensation disputes.

A risk premium of years of insurance paid for damage to vehicles in these two days of snow for motor insurance owner.A Nanjing offset a male manages to moan about it yesterday to a reporter that, relative to large losses of risk vehicle end of last year, two significant snow was really one disaster after another. The professionals speak frankly, the bitter experience of the disastrous weather has left the danger still have to pay damages after absorbing heavy snow for the loss of course, lead the insurance company should be able to prevent the catastrophe is positive, the example the notice after the disaster, the work is completed, disaster reduction, emergency handling mechanism, and so on, take the loss.

After the incident seems to do first is to report accidents promptly.Had also notes the willingness of the Ministry of traffic, but also had to report immediately to the insurance company.