Car insurance Tibet “trick” is careful six big traps
Car insurance tariff marketability by coming, various family property danger company, for the struggle seizes the customer , to promote the personalized car insurance one after another, some picked with “specially” method, caused should “insurance” the car insurance market trap were many. The reporter has collected by the next six big traps, to do caution.
Trap one: The chit confuses falsehood with the truth. Some “false proxy” use chit and receipt at first glance, with regular insurance company not different. Therefore, when attaining the insurance policy card must check earnestly, has a look at Shan Zheng the trigeminy whether has used the white non-carbon carbon paper print, and stamps the shallow brown forgery-proof shading, whether its top left-hand corner is printed with “China Insurance Regulatory Commission supervised manufacture” inscription, whether the top right-hand corner is printed with “limits in ×× the province (city and autonomous region) sale” inscription. If does not have, should refuse to sign.
Trap two: Misleads the vehicle owner to take out insurance. Passenger danger, glass risk of breakage and vehicles damage insurance critical time vehicle owner vital interest, the vehicle owner is willing to purchase, but new car’s self-ignition danger and private car’s cargo danger and transport business stopping trips damage insurance may not buy. But some car insurance agents either did not explain to the vehicle owner clearly, either misled the vehicle owner to enter Bulgaria, enabled not to have the insurance which the vehicle owner of experience bought should not buy or may not buy.
Trap three: One damage to repair a vehicle surely. On some surfaces is insurance company’s car insurance decides damaging, secretly is actually boss in the automobile repair shop, oneself damage itself to repair surely, this is in the present market decides the damaging road of becoming wealthy. It is known that the safe department responsible for the work clearly stipulated that does not allow compulsory to assign the accident vehicles maintenance point.
Trap four: Acts personnels “to buckle list”. When insurance must choose the national authorization the insurance company subsidiary body insurance, but cannot look for one to insure the agency insurance casually. Some insurance agents or “false proxy” after to the chit, do not give the insurance company directly, but is “waiting for the opportunity to act”. If the vehicle owner does not escape from danger, insurance premium oneself deducted. If the vehicle owner left the danger, light dangerous take out money the payment to settle; The big danger does everything possible to deceive the company, even walks away.
Trap five: Forcefully making a tie-in sale insurance. In the present car insurance type, “the third party liability insurance” is the vehicle owner must buy, Che Sunxian and security danger and other insurances may be for the choice the insurance, but in many automobile dealer market the liability insurance, the security danger and Che Sunxian ties up to take the average insurance sale.
Trap six: The induction exceeds the quota the insurance or the redundant insurance. Some automobile sale on commission chambers of commerce induce the vehicle owner to exceed the quota the insurance or the redundant insurance to gain the commission fees. Actually, the insurance company compensates many to escape from danger the actual situation to decide according to the automobile completely, not because will guarantee to compensate a lot a lot.
